Bidi was developed by Aceptus, to give people who are not bank clients the possibility of carrying out procedures through a mobile device.
The free tool is available for iOS and Android systems. It offers options such as balance inquiry, payments, transfers, withdrawals, account management, and an invitation to friends to use the application.
To start using the digital wallet, the user must register with his mobile number, choose the mobile operator, and create a six-number password.
Once inside the application, you can customize the profile with the entry of the card, an option that allows you to affiliate client accounts of any bank to recharge the virtual wallet.
The transfer between cell phones is done in a simple way, regardless of the operator with which it is associated, the person must only enter the cell number of the person to whom they wish to send the money, the amount and make the shipment.
“When the money is sent, the other person receives a text message on their cell phone where Aceptus notifies that they have received money in their digital wallet and indicates the last five digits of the cell number that made the transfer,” explained Roy Vargas, general manager of the company.
Bidi also allows payments to be made to the accounts of Monge, Oriflame, Instacredit stores, public services, and travel agencies, also in restaurants or premises that receive virtual money from the application.
"If people want to know the balance they have in their virtual wallet, they can go to the network points with their code and withdraw the money there, as if they were withdrawing money from an ATM," said Giovanny Portuguez, a project partner.
The digital wallet service is also used in conventional cell phones. That is to say, people who do not have a smartphone and are Kölbi customers through USSD technology can check balance, transfer money and pay bills to businesses, just by typing * 506 #.
What can you do?
Bidi is an app that works as a digital wallet and allows users to receive and transfer money
Payments to shops Monge, Oriflame, Instacredit
Interoperability Transfer between cell phones Kölbi, Claro, Movistar
Withdrawal of funds In-network points all.
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I present you the complete guide to starting a business, a synthesis of the articles that I have published in recent weeks on the blog about the essential aspects and the processes you need to know if you want to know how to start.
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This guide takes up the analyzed steps one by one, with a summary of each point and a link to the detailed article in the section title. I hope it can be conducive.
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First, you have to know that an idea is worth nothing. What matters is implementation, that is, how it is implemented, something that depends mainly on the team in charge of the project.
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A good idea has to respond to a real need, and provide this new little thing that a client is willing to pay. In other words, it has the potential for profitability.
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It is highly recommended that your idea fits what you know how to do (to be active and innovative) and that it is something that you like (I would say more, that you are passionate about), because you are going to spend a lot of time working on it.
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Or how to start a business in a good company. You have every right in the world to want to start a business alone, but finding partners has many advantages, especially to complete your profile in aspects that you do not control (management or commercial facet, technical facet, etc.)
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If you choose to work as a team, be very careful to find people who share your business objectives, your values , and who you can trust. And don't think that friends are always right partners. Other priorities govern the professional environment.
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The design of your company's business model is a fundamental stage. It's about turning your idea into a process that generates income and benefits; in other words: how you create value.
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I recommend reading the detailed article, in which I give you some definitions of the concept, I will tell you about the Business Model Canvas (so fashionable lately), I insist on the most critical elements of the design of your model, and I give you some examples of systems that they were successful.
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The initial investment is usually one of the main brakes at startup when you want to start a business. Obtaining financing can be somewhat complicated, and to help you, I have prepared an article that details the different models (internal financing, debt, capital or subsidies and donations) as well as the main actors that can contribute money (entrepreneur, friends, and family) , crowdfunding, commercial banking, public banking and guarantee companies, venture capital companies, business angels).
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Knowing how to start a company has a lot to do with learning to "sell" your project to others. If the previous article explains where you can go to find the money necessary to finance your project, here I make some recommendations to be successful in your applications.
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I was diagnosed as HEPATITIS B carrier in 2013 with fibrosis of the
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